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3.00% APY Best reward checking account with 1st Bank Yuma

19 January, 2012

1st Bank Yuma provides a money in the bank opportunity with their reward checking account called 1st Rate Reward Checking account. This money in the bank deal lets you earn an interest rate of 3.00% APY for balances up to $25,000 and earn an interest rate of 0.10% APY for the portion of the balance above $25K. To earn this best checking account rates you must meet the following monthly requirements:

  • sign up to online banking
  • receive electronic bank statement
  • setup at least 1 direct deposit
  • make at least 15 debit card purchases

If you do not qualify for the month, you do not have to worry since you will earn their base interest rate of 0.10% APY on the entire balance of your account. In addition, this account also functions as free checking account. So even you do not meet the monthly requirements, there will be no monthly service fee charge on your account. You also get a chance to earn this best interest rate on the following cycle once all qualifications are met.

This money in the bank deal requires you to deposit a minimum of $100 to open an account. This best checking account has no minimum balance requirement after account has been opened and to earn this best interest rate. You also get to enjoy unlimited check writing and receive an ATM card or Exclusive Visa debit card available upon approval. Please note that the dividend rate may change anytime without notice.

You can also use the bank’s free online banking to make bill payments, view your monthly statements, and check for the latest deals that the bank has to offer. Another option is to use their telephone banking which pretty much has the same functions.

Individuals who wants to take advantage of this best reward checking account may visit one of the bank’s office to apply. Please remember to bring valid picture identification like social security card, driver’s license, or state issued ID since the bank may request for a copy. If you still have questions with regard to their reward checking account or current interest rate please call customer service at 928-783-3334 or 866-384-3226. 1st Bank Yuma has 4 branches located in Yuma, Arizona.

1st Bank Yuma was established in 2001. All deposit accounts with the bank are insured of up to $250,000 with the Federal Deposit Insurance Corporation and has a certificate number 57298.

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