Latest Bank CD Rates

Federal credit card reform has improved life for some cardholders, including preventing card issuers from increasing rates on existing debt in most instances. But it hasn’t stopped all the shenanigans.Recently, for example, Citibank told customers of its Dividend Platinum Select MasterCard card that they were being upgraded, in most cases to its Citi Dividend World MasterCard.
What does upgrade mean? Partly, it means card holders no longer will receive an automatic 2 percent cash back on purchases made at supermarkets, drugstores, gas stations, convenience stores, and utilities.Instead, they get at least 2 percent cash back on categories that change every quarter. It’s currently a nice 5 percent on car rentals and hotels. But wait! The incentive isn’t applied automatically, as it was with the old card. Inste Read more…

Android phone users like pork ribs, read the news, keep their toilet bowls clean, and feed birds. Owners of iPhones prefer chicken, read entertainment magazines, like their counters to sparkle, and feed fish.

That bit of smart-phone user profiling was released today by Coupons.com to help kick off September as National Coupon Month. The company compared which digital coupons iPod and Android owners loaded on their phones using Grocery iQ, its free shopping-list application. The app takes the clipping out of couponing and, with a swipe of your phone, applies the savings at the register check-out. The app has already been downloaded more than 1 million times.

Coupons.com analyzed coupon downloads by Android and iPhone users over a six-month period. Read more…

If you are a current Bank of America credit card holder, then you are in luck! You can get up to a $220 bonus when you open a new checking account with them.

Here is how it works. You must open a new person checking account online by 12/4/2010 using the offer code: CHC220OL. You can open their free MyAccess Checking account to qualify for this promo. There are no fees on this account when you set up direct deposit. Since that is a requirement to get the $100 part of the bonus, this shouldn’t be an issue.

Once you establish direct deposit, you will receive a $100 statement credit. You must get the direct deposit going within the first 3 months of your account opening.

The rest of the bonus ($120) is paid out $20 increments when you pay your Bank of America Credit Card from your new checking account. Y

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Homeowners who face foreclosure problems are given financial help through the scheme of foreclosure loans. This loan helps the homeowner to keep his home, by bringing in certain terms and conditions and revising the loan amount previously held. Though this may sound quite nice, it’s too good to be true for everyone, because there are only certain people who are able to qualify for this loan. It actually depends on the lender as to what criteria does he set out for providing foreclosure loans. Here are some critical points you must consider if you want to be eligible for a foreclosure loan.

• Remember that your credit rating reflects your financial stability, hence, here too, you can only get a foreclosure loan, if and only if your credit rating has a minimal desirable value. <

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The Gold Card from American Express OPEN is offering $500 in cash rewards when you sign up for this American Express business charge card and make qualifying purchases.
Apply for The Gold Card from American Express OPEN to get 50,000 Membership Rewards bonus points when you spend $10,000 in the first 4 months of card membership.
You can then redeem the 50,000 bonus points for up to 2 domestic coach-class airline tickets or up to $500 in gift card rewards.
You’ll also get 25,000 additional points each year if you shift $50,000 in expenses onto the card.
The annual fee is waived for the first year, but there is an annual fee of $125 per year after your first fee-free year.
The Gold Card from American Express OPEN

• Who is this card for? T

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